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All the hassles and pains of doing a short sale . . . well, they still exist, unless you choose to use a professional. But at least as far as...
Remember when people told you that the recovery will see gains of 3 to 3.5 percent? That prices are going to look pretty good in the next couple of years?...
There are some new stats coming out about how we’re doing, but first, let’s dispense with some rumors. Our Congress has definitely not gone the way of Greece, our leaders...
Good old Florida is turning out to be pretty scrappy after all. Since being one of the hardest hit areas of the country by the “downturn” they were projected to...
There’s nothing quite like learning something new, even if it’s really absurd trivia. But hey, these are important fun facts that you can use in everyday conversation, or to open...
Your check may be in the mail. That’s right, not a Publisher’s Clearinghouse one, but free money is free money so don’t ask questions. Bank of America will be mailing...
I read an amazing article that captures an amazing message for people everywhere. A lot of life’s most important lessons are learned only while your living it so it’s a...
Here’s a comparison you don’t hear very often: the home-buyer tax credit versus European debt crisis, earthquakes in Japan, and debt ceilings. I just wouldn’t have put all those in...
We’ve reached that special month of May when the year turns serious and kicks into high gear. The weather is warmer (minus some freak NE cold spells), production is higher,...
February was a good month if you’re a house – your average value went up. It might just be a temporary thing but I say milk it for all it’s...
“History will be kind to me, for I intend to write it.” Winston Churchill I recently told you about Citibank’s new plan to allow delinquent borrowers to remain in their homes for up to 6 months. Well, the MBA (Mortgage Bankers Association) has a new forbearance plan in the works that would up that limit...
Yes, short sales are definitely on the rise. This shouldn’t come as news to you, but the media and US gov’t are just catching on. Short sales accounted for 15.9% of home purchases in January! REO’s still made up a larger portion of home sales, so we’re still not reaching everyone in time. But we’ve...
Obama broke the bank this week, pledging $1.5b in aid to distressed homeowners. This money will go to help those unemployed and anywhere that housing prices have fallen 20% or more. This is in addition to the $2 billion I’ve already given to help real estate investors get their ideas off the ground. Alright, maybe...
As of the end of January the number of trial home loan modifications has doubled. Permanent mods are now at 116,297. Another 76,000 are on the table for permanent restructuring. This is the first time that permanent mods have outpaced trial ones. The program aims to modify at least 3 million loans by 2013. The...
According to the latest report released by Freddie Mac (are they still in business??) over 95% of 4th quarter refinances last year were fixed-rate loans. This was true regardless of whether the initial loan had been an adjustable-rate mortgage. This makes sense considering the difference in interest rates between the two is narrowing and homeowners...
I don’t know if you caught the (non-real estate) news this weekend, but a rogue wave at a Calif. surfing competition got some spectators into the action. Apparently a 6-foot wave washed away a group of spectators leaving them bruised and battered. Well, if you’ve been a spectator all this time on the real estate...
Citi’s mortgage branch is facing a massive amount of foreclosures. They’re so desperate they’ve launched a new initiative. The will allow defaulters to remain in their homes for 6 months. This is on the condition that they sign over their deeds to the lender. At the end of the program, when borrowers are ejected from...
According to a study released by the Urban Land Institute the “old normal” of building demand is changing. They predict that the demands of the future housing market will be vastly different than those of the past. Contrary to what we reported yesterday, they predict that housing prices will still drop another 10% this year....
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