The Supreme Court has struck down one of the most controversial laws regarding immigration. Out in Arizona they passed a law requiring potential voters to prove their citizens of this...
Is a shrinking inventory of for-sale listings a good thing or a bad thing? It’s a simple enough question . . . with a complicated enough answer. But it’s something...
Sometimes when the chips are down and things just seem to go from bad to worse, life can throw you a few surprises. During hard times it may seem next...
There’s probably still some debate around the country about whether it’s better to rent or to buy. I’m sure I don’t need to spell out the pros and cons of...
Fannie Mae (for a change) wants to go with the flow and help make short sales easier and faster. This is a breath of fresh air to those of us...
Can we all just take a break with the lawsuits please? Eventually it’s like beating a dead horse, and it’s getting old really quickly. I honestly don’t think the real...
Obama has been having a rough few weeks and things don’t seem to be getting any better. The number of scandals that have rocked his administration recently has been laughable,...
The Making Home Affordable Program has been extended for an extra 2 years. The government decided that programs like HAMP and HAFA have been such a huge success that it...
Fitch Ratings is my new best friend. Mostly because they seem to support just about everything I’ve been saying. But it’s always nice to see this kind of confirmation. I’m...
As another Memorial Day arrives with fresh wounds and hurting hearts Americans across our land stop and sigh. You’ll see it happening just about everywhere you look. A friend, relative,...
Guys, I almost don’t want to tell you the latest news. You might get the wrong idea and start running with it, driving up prices, throwing the whole system out of whack. It’s really that huge. But I’m here to give you the info and trust you to handle it responsibly. So here goes: The...
It seems like banks are getting more efficient at something – spotting loan fraud. I think catching fraud in any situation is a good thing, but maybe the banks would be better off focusing their attention on catching fraud within themselves first. Take these stats for example: 2012 – so far fraud is down 31%...
If you went through the foreclosure process between 2009 and 2010, your window to request a foreclosure review has just been extended by two months. 200,000 people have already requested a review (who wouldn’t, right?) and the numbers keep climbing. This is the chance for looking into “errors” made by mortgage servicers to see just...
Here’s interesting news you may not hear very often – the lack of distressed properties has caused a drop in existing home sales. Now that’s a really loaded sentence so let’s break it down piece by piece and see what it really means. 1) Lack of distressed properties – on the surface this might seem...
When to buy and when to sell, those are the most important questions facing the real estate investing market. Some people are content to be in an economy when it’s obvious what to do – if prices are high, sell; if prices are low, buy. But sometimes you find yourself in this kind of economy,...
Here’s a “brilliant” question a recent survey asked homeowners: Do you have a negative attitude towards homeownership? Well, that was basically what they were asking, though they phrased it slightly differently. Basically, they were trying to figure out which situation made people more pessimistic about owning their own home: being behind on payments or being...
Who knows what lurks in the shadows of real estate? The Shadow knows! That may be a really dated reference but today’s news tidbit is all about shadows. We’ve all been reaping the benefits (and some of the consequences) of the giant shadow inventory of distressed and foreclosed homes. Prices have dropped, which is of...
May was an interesting month if you’ve been following foreclosure trends. If you ever thought that your community is just a small chip tossed around in the national storm, think again. Local conditions played a huge role in how things went last month. So never underestimate the power of local activity. California – foreclosure and...
The FHA has decided to sell off loans. Just like investors have been scooping up houses at great prices, now they can pick up loans that are going delinquent and try to rehabilitate them. That’s a pretty wild notion. But here’s a thought: An investor needs to decide what’s more profitable for him, a foreclosed...
Since hurricane season is underway some of the doomsmen are getting underway too. They’re pulling out all the stops this year telling the country exactly what our exposure is along the Gulf and Atlantic coasts if we get hit with a bad storm. Actually, that’s not even true, the most intense predictions say that even...
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