Banks Fight Back - Short Sale Fundamentals

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19
Jan

Banks Fight Back

banking industry Obama tax I brought you some news last week on Obama’s controversial new tax. He imposed it on the major wall street giants who are largely held responsible for the economic crisis. This move (3 years earlier than something like this needed to be imposed, legally) is meant to repay the government and taxpayers for all government expenditures in the bailout.

And now is when things get interesting.

You didn’t think major Wall Street players were going to take this "Responsibility Tax" lying down, did you? They’ve decided to take the issue to court to decide the constitutionality of the tax. They’ve hired top lawyers from the Securities Industry and Financial Markets Association (SIFMA) to study whether the tax can be considered arbitrary. This is because it only targets one industry.

This tax is meant to recoup the government’s $117 billion shell-out to pay for the bailout. It remains unclear exactly which institutions would be affected by the tax. Most larger institutions that benefitted from the relief program have already paid back their loans with interest. The government has actually made $19 billion on its loans.

SIFMA issued a statement expressing its concern with the proposed plan when the government hasn’t even had the initial loan paid back. Apparently, SIFMA feels that the desire to recoup expenses is a bit premature at this point.

To put things in some kind of perspective, the nation’s three largest banks, BofA, Chase, and Citi would end up paying $44.2 billion over the next ten years. They rightly claim that other industries, such as the auto and insurance industries, also benefitted from the government assistance programs. They feel that the banking industry should not be singled out.

Obama’s counter to the argument claims that the tax is not being levied based on who took money or benefitted from the program. Rather it’s meant as a measure against those organizations responsible for the crash. It is generally acknowledged that the lion’s share of the blame rests with the banking industry.

We’ll all be awaiting the outcome of the case, whenever it begins.

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  • http://www.notejam.com David

    They will figure out a way to hang on to a nickel. Probably will increase charges to us.

  • http://MohaveRealEstaeSolutions.com Suzay Grenis

    I still have that picture caught by Chuck Kennedy, ~Feb 12, 2009-Yeah!, uh-huh! You know the one…”On the Hot Seat: Ken Lewis of Bank of America, in the center of the picture, with fellow bank EXECs, testifies Wednesday, before the House Financial Services hearing on how financial institutions have spent funds from the Troubled Asset Relief Program, TARP.-Yup…that picture….6 Big Banker Dudes, 5 of them , YES that’s FIVE!!- with HANDS FOLDED AS IF IN PRAYER——that picture.
    Title of article: “Bankers admit mistakes, say they’re improving” (AP by J. Kuhnhenn) WASHINGTON–The nation’s top bankers came to account for themselves… to a wary public, displaying a blend of financial might and humility as they pledged to build public trust..blah,blah,blah-blah we are Americans first and Bandits///no bankers second.
    My comments #1) You forsake (on purpose forgot) your own duty as a fiduciary-the highest duty and responsibility in the land,EVEN ABOVE BEING AN AMERICAN.-in other countries a fiduciary is still a fiduciary-you broke this LAW OF ETHICS.
    Wallstreet Bankers-I am going so far as to call you Internationalists, and Anti-American.
    #2)”it’s better to ask for forgiveness than permission”- a phrase coined by a woman in the man’s world (US Navy)-Frankly, when it comes to this massive crisis caused by a HAUGHTY-few,REPROBATE with no remorse: inflicting pain on so many. Furthermore the actions continue from this Financial Tsunami-…while petulant “highly fed on tasty, exotic morsels” bankers got even bigger bonuses. -you men with your manicured fingers. Yes, What will be the outcome of all of this…too much power in one segment of society,without supervision?

  • Xavi

    When has more taxes ever stimulated the economy? Especially during this downturn. These taxes end up being passed down to the consumer who will pay more products and services. Paying more in taxes leaves less for job growth. A return to Reaganonmics is what the country needs.

    Xavi P., CA

  • Steve A, St Louis

    The banking industry is fully to blame for this economic meltdown because they got greedy in giving loans to people that really should not have gotten them.

    Now when the homeowners can’t pay their monthly payments the banks are now getting what is due them. But unfortunately that affects the whole housing industry. So I am working in the one market that all of this has made many more opportunities for investors, the luxury short sale market.

    Many multi-million dollar homes are going up for auction than ever before. Prices are plummeting and the market is resetting itself. Now when I work a short sale on these homes the banks have to take a bath and I can resell the properties to end buyers at a price that the current market will bear, which is a lot lower than the currently listed price. So with this situation with the banks is making this market VERY LUCRATIVE!!

  • Craig S.

    It is perfectly logical that those who caused the crash should pay for the crash. But this is the Amercian judicial system, so logic will probably not be involved.

    Craig S., California

  • http://Virginia Tony H

    Imagine that. Citibank, Chase and BofA have made an absolute fortune, better yet, a slaughter more aptly put, the past few years. Billions of dollars they’ve made with unethical and immoral practices with nothing but intent to increase their bottom line. In turn this same attitude and reckless abandon and utter disregard has put the United States into a financial tailspin unseen by anyone under the age of 75 in this country. These fat cats and CEO’s have made king ransoms during these economic times while many americans have no jobs, and many on the verge of losing their homes. These financial institutions have the audacity to shift blame elsewhere when their very practices are what caused a word that many of us never thought we would use in our lifetime, RECESSION. Score big points for President Obama for holding these institutions accountable to the American people.

  • http://www.123powersystems-dw.com Darryl Walker

    Taxes, taxes, taxes you know that saying “death and taxes the only thing you can count on” I just wish there could be a committee from each state like the Senate and House of Reps that could get together, look at all the needs of the states and work together to make it all get done. If one state takes in more taxes than it needs and another doesn’t get enough they work it out and get it done. OK so that would be in avatar world but it would be nice. I was just in one of those moods, I do know that the world of taxes is screwed up and nothing they do is going to truly fix anything but it’s worth trying.
    Darryl W. Oregon


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