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All the hassles and pains of doing a short sale . . . well, they still exist, unless you choose to use a professional. But at least as far as...
Remember when people told you that the recovery will see gains of 3 to 3.5 percent? That prices are going to look pretty good in the next couple of years?...
There are some new stats coming out about how we’re doing, but first, let’s dispense with some rumors. Our Congress has definitely not gone the way of Greece, our leaders...
Good old Florida is turning out to be pretty scrappy after all. Since being one of the hardest hit areas of the country by the “downturn” they were projected to...
There’s nothing quite like learning something new, even if it’s really absurd trivia. But hey, these are important fun facts that you can use in everyday conversation, or to open...
Your check may be in the mail. That’s right, not a Publisher’s Clearinghouse one, but free money is free money so don’t ask questions. Bank of America will be mailing...
I read an amazing article that captures an amazing message for people everywhere. A lot of life’s most important lessons are learned only while your living it so it’s a...
Here’s a comparison you don’t hear very often: the home-buyer tax credit versus European debt crisis, earthquakes in Japan, and debt ceilings. I just wouldn’t have put all those in...
We’ve reached that special month of May when the year turns serious and kicks into high gear. The weather is warmer (minus some freak NE cold spells), production is higher,...
February was a good month if you’re a house – your average value went up. It might just be a temporary thing but I say milk it for all it’s...
It’s a holiday bonanza for a few states this season. The latest report has it that the attorneys general are close to a settlement with the largest mortgage servicers before Christmas. Remember, this buys them immunity from anything they did wrong to you or me regarding illegal servicing or foreclosures. But not to worry, I’m...
I feel so powerful these days. No, not because I’m incredibly awesome. (Did you catch my one-of-a-kind performance at the Awesomeness Fest?) But for a different kind of reason. I’m going to bail out yet another government agency. Yep, I must be pretty powerful to pull that off. Would you like to get in on...
So here I am skimming the real estate news as I always do and I read about how Freddie Mac is taking its largest hit in a year. And then I read about how the government is obligated to cover their losses. No news there. So I keep skimming and I read about how real...
Imagine you’ve just won the lottery. You’re literally rolling in cash and can finally afford everything you’ve always wanted. What is the last thing you’d do with the money? Answer: buy a lottery ticket. Now that may seem like a strange answer, but consider this. There are a million good ways to invest money but...
So there’s a war of perception going on and as usual none of it really matters. Basically Moody’s (the same people that decided the US needed to be taken down a peg) have chopped the legs out from under three major banks: Citi, B of A, and Wells. They’ve decided that their credit ratings need...
Freddie Mac isn’t going down without a fight. Well, it’s actually not really a fight. It’s just a last ditch effort to get as much money as they can out of their situation before finally shutting their doors. In the last quarter of 2010 they lost $113 million. Add to that what they already owe...
I wish I worked for Fannie Mae. It just sounds like the sweetest job out there. I get to completely screw up my job, waste billions of dollars, and get handed bonuses every 3 months. I just can’t think of a better place to work. Hard as it may be to believe, Fannie Mae is...
It’s apparently going to cost us all a lot more than we bargained for to keep Fannie Mae and Freddie Mac afloat. The FHFA has come up with three different possibilities for how the housing market might do. And even in best case scenario, the price tag is still going to sky rocket. Currently, the...
Some people, mainly those calling themselves human and living on Planet Earth, are tempted by money to do dishonest things. Those who never feel tempted couldn’t find lawyers to represent them so they’ve moved to Jupiter. So those of us left might possibly think about letting our fingers dip into a pot that just might...
A survey was recently conducted by a Minneapolis based company regarding financial literacy. Basically the survey was trying to determine what questions people most frequently have for lenders. It seems from the results that what most people have on their minds is the “recovery.” Lenders were most frequently asked by borrowers how they can raise...
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