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There are some new stats coming out about how we’re doing, but first, let’s dispense with some rumors. Our Congress has definitely not gone the way of Greece, our leaders...
Good old Florida is turning out to be pretty scrappy after all. Since being one of the hardest hit areas of the country by the “downturn” they were projected to...
There’s nothing quite like learning something new, even if it’s really absurd trivia. But hey, these are important fun facts that you can use in everyday conversation, or to open...
Your check may be in the mail. That’s right, not a Publisher’s Clearinghouse one, but free money is free money so don’t ask questions. Bank of America will be mailing...
I read an amazing article that captures an amazing message for people everywhere. A lot of life’s most important lessons are learned only while your living it so it’s a...
Here’s a comparison you don’t hear very often: the home-buyer tax credit versus European debt crisis, earthquakes in Japan, and debt ceilings. I just wouldn’t have put all those in...
We’ve reached that special month of May when the year turns serious and kicks into high gear. The weather is warmer (minus some freak NE cold spells), production is higher,...
February was a good month if you’re a house – your average value went up. It might just be a temporary thing but I say milk it for all it’s...
The Senate has begun yet another round of fun-filled meetings to try and make HARP actually work for someone. Now they all admit that the reason the program has tanked...
Best audio player to listen faster, learn faster and have a “sexy” iphone player experience. Visit italkfast.com for more information. Sign up for Updates! Share on...
Want to hear a shocking statistic? 11.1 million borrowers are underwater. Actually, that’s not the shocking one. Here it is: 4.4 million underwater borrowers have both first and second mortgages. That’s not just shocking, it’s downright scary. Now the current government “thinking” regarding helping them get sorted out is principal reductions. And the banks are...
As of the end of September of last year there were almost 20,000 reports of suspicious activity filed by financial institutions. You see, they’re concerned that their borrowers are trying to pull a fast one on them. Some of the suspicious things they’re looking into: - false loan workout paperwork - loan mod errors -...
I think it’s important to see the difference between what’s good for “you” and what’s good for “us”. What I mean is people usually think it’s either/or but not both. But let me set the record straight, when it comes to Short Sales, it is most definitely “what’s good for me is good for us.”...
There is a big difference between what we need and what we want. There are a lot of things that we want and we’ll even say that we need them. But when it comes down to it we all know that our wishlist of “needs” are really things we can live without. It’s kind of...
It’s a holiday bonanza for a few states this season. The latest report has it that the attorneys general are close to a settlement with the largest mortgage servicers before Christmas. Remember, this buys them immunity from anything they did wrong to you or me regarding illegal servicing or foreclosures. But not to worry, I’m...
So here I am skimming the real estate news as I always do and I read about how Freddie Mac is taking its largest hit in a year. And then I read about how the government is obligated to cover their losses. No news there. So I keep skimming and I read about how real...
I’d say 6 months is actually pretty good for our government to get something done. Of course, if you were actually paying someone for a service you wouldn’t think that was quick, but we take what we can get with Uncle Sam. Back in April we were promised that the largest mortgage servicers were going...
Imagine you’ve just won the lottery. You’re literally rolling in cash and can finally afford everything you’ve always wanted. What is the last thing you’d do with the money? Answer: buy a lottery ticket. Now that may seem like a strange answer, but consider this. There are a million good ways to invest money but...
Where have all the foreclosures gone? That’s what a lot of concerned people are asking. I don’t mean where is the giant shadow inventory of foreclosures and pending foreclosures. Don’t worry, those are still piling up and will be skewing the market for a good long while. What I’m talking about is, how does our...
Yikes, right now one of the last places I’d like to be is in a bank. No I don’t mean in a bank like waiting on line in one. I mean working for a bank or being responsible for what a bank does. Because there are sharks in the water and they’re filing big lawsuits....
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