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I think most of us would agree that the mortgage industry could do with some more transparency. The murky workings of the underworld of billions of dollars of loans can...
Did you know this week we're going to see another Black Friday? No, don't run out and pick up that weed whacker you've always wanted, it's not that kind of...
Remember that program, you know, the one that was supposed to help every underwater borrower all over the country but ended helping under 1 million? What was that called again?...
Believe it or not (oh yeah, you should believe it) there's controversy surrounding the President's latest plan to mess with the housing market. As he announced in his State of...
Watch out everyone! There are less homes for sale now than there were last year. Um, okay that may not be the scariest announcement you've ever heard. And there are...
I always encourage people to put a positive spin on a bad situation. If it's something you've got to learn to accept then why not embrace it and move on?...
I've been hearing a lot of talk in the comments section about the pressing need to pursue principal reductions for underwater homeowners. Apparently this blog gets more attention than I...
Let's say you've got a good friend who's been with you a long time. And you know that every single time he gives you advice it ends up being BAD...
It looks like Michigan is getting tough, or at least trying to look the part. As the entire country has been reeling from the repeated shocks the housing system, Michigan...
Every time I see big shots in Washington arguing with each other I get excited. No, I don't get excited because I think they'll eventually come to an agreement. What...
Believe it or not (oh yeah, you should believe it) there's controversy surrounding the President's latest plan to mess with the housing market. As he announced in his State of the Union address he wants to have someone look through the deep dark...
I always encourage people to put a positive spin on a bad situation. If it's something you've got to learn to accept then why not embrace it and move on? When life hands you lemons, make lemonade. And so on and so forth. But it's an entirely...
I've been hearing a lot of talk in the comments section about the pressing need to pursue principal reductions for underwater homeowners. Apparently this blog gets more attention than I realized because the idea has finally penetrated the thick...
Let's say you've got a good friend who's been with you a long time. And you know that every single time he gives you advice it ends up being BAD advice. At first it always sounds good and makes a lot of sense. But no matter what, it always comes...
Every time I see big shots in Washington arguing with each other I get excited. No, I don't get excited because I think they'll eventually come to an agreement. What really gets me going is that I think "Finally, someone is going to see through the...
According to the latest 2011 statistics, fraud is on the rise, but slowly. If you find that comforting news, I suggest you go back to bed - facing the real world might just not be for you. Yes, there were 1.45 million reports of suspicious...
Freddie Mac has decided to extend the available forbearance periods for unemployed homeowners. Previously borrowers facing extended unemployment were only eligible for, at most, 6 months of reduced payments. And that required prior approval....
Some more stats are coming in regarding 2011 and from our great 2012 perspective you'd think everything is now crystal clear. Or at least that's the impression you'd get from the "experts" who watch the real estate market. (Note: these are the same...
There is a big difference between what we need and what we want. There are a lot of things that we want and we'll even say that we need them. But when it comes down to it we all know that our wishlist of "needs" are really things we can live...
As anyone with his finger on the pulse of the industry knows, homes are being bought. What's taken S&P by surprise is that they're being picked up faster than they expected. Basically at the end of the second quarter there were $405 billion...
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