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All the hassles and pains of doing a short sale . . . well, they still exist, unless you choose to use a professional. But at least as far as...
Remember when people told you that the recovery will see gains of 3 to 3.5 percent? That prices are going to look pretty good in the next couple of years?...
There are some new stats coming out about how we’re doing, but first, let’s dispense with some rumors. Our Congress has definitely not gone the way of Greece, our leaders...
Good old Florida is turning out to be pretty scrappy after all. Since being one of the hardest hit areas of the country by the “downturn” they were projected to...
There’s nothing quite like learning something new, even if it’s really absurd trivia. But hey, these are important fun facts that you can use in everyday conversation, or to open...
Your check may be in the mail. That’s right, not a Publisher’s Clearinghouse one, but free money is free money so don’t ask questions. Bank of America will be mailing...
I read an amazing article that captures an amazing message for people everywhere. A lot of life’s most important lessons are learned only while your living it so it’s a...
Here’s a comparison you don’t hear very often: the home-buyer tax credit versus European debt crisis, earthquakes in Japan, and debt ceilings. I just wouldn’t have put all those in...
We’ve reached that special month of May when the year turns serious and kicks into high gear. The weather is warmer (minus some freak NE cold spells), production is higher,...
February was a good month if you’re a house – your average value went up. It might just be a temporary thing but I say milk it for all it’s...
It’s a holiday bonanza for a few states this season. The latest report has it that the attorneys general are close to a settlement with the largest mortgage servicers before Christmas. Remember, this buys them immunity from anything they did wrong to you or me regarding illegal servicing or foreclosures. But not to worry, I’m...
Wow, I finally am reading about a government program I can at least a tiny bit get behind. I’m doing my best to sound appropriately enthusiastic without making you think I’m buying in to Washington hype. But for all the ridiculous schemes that lawmakers have thought up during this crisis they’ve all shot pretty wide...
Have any of you been targeted by mortgage rescue scammers? Ever seen ads or been contacted by someone who will make all your financial troubles disappear for seemingly no money just out of the goodness of their own heart? I’m sure you have and I’d guess a majority of the 6.3 million past-due homeowners out...
Ah, Nevada. Home of many of life’s worst vices, and many crazy times. It’s been hit hard by the recession, practically the hardest of any state. It’s had barely any recovery so far and it’s the butt of many jokes. So now . . . it’s time for payback! Well, at least that’s the plan...
It looks like the latest unemployment statistics aren’t the first sign of a drastic turn-around. Even though the rate fell from 9.1% to 9.0% (that’s 80,000 new jobs, by the way) it’s in the range predicted by analysts and they say not much else is going to change this year. But during 2012 we should...
So here I am skimming the real estate news as I always do and I read about how Freddie Mac is taking its largest hit in a year. And then I read about how the government is obligated to cover their losses. No news there. So I keep skimming and I read about how real...
I’d say 6 months is actually pretty good for our government to get something done. Of course, if you were actually paying someone for a service you wouldn’t think that was quick, but we take what we can get with Uncle Sam. Back in April we were promised that the largest mortgage servicers were going...
Where have all the foreclosures gone? That’s what a lot of concerned people are asking. I don’t mean where is the giant shadow inventory of foreclosures and pending foreclosures. Don’t worry, those are still piling up and will be skewing the market for a good long while. What I’m talking about is, how does our...
I’m almost getting tired of reporting on how incompetent some federal organizations are. Almost. But there are some times where it’s just too much fun. It all comes back to the robo-signing scam that was perpetrated on thousands of homeowners. Apparently, as most people knew all along, the FHFA knew how lenders were abusing the...
If you don’t have any money put away in savings you’ve got to take a good hard look at some scary statistics. According to a national survey one in three Americans wouldn’t be able to make more than one month’s rent if they suddenly lost their jobs. This is true for upper-class people as well,...
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