Featured Post

  • Fannie Mae Appraisal Cutting

    Fannie Mae Appraisal Cutting

    by Cory Boatright on Sep 02 2010

    Home appraisals are often the most stressful part of any home sale. You never know if your home is worth what you’re hoping to get for it. You never know...

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  • Bank Failures Coming

    Bank Failures Coming

    by Cory Boatright on Sep 01 2010

    Duck! Your bank is falling! A few years ago, that would have sounded as absurd as “The sky is falling!” But that was a few years ago and we live...

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  • Too Many Homes

    Too Many Homes

    by Cory Boatright on Aug 31 2010

    How long do you think it’ll be until demand for homes outstrips supply? Half a year? 1 year? If your friends have been telling you the recession is over, tell...

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  • Tax Credit Coming Back?

    Tax Credit Coming Back?

    by Cory Boatright on Aug 30 2010

    The evidence so far clearly shows that the surge in home sales in the first 2 quarters was completely due to the tax credit. So the slow down over the...

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  • More Home Prices Affordable

    More Home Prices Affordable

    by Cory Boatright on Aug 27 2010

    Have you heard of the Housing Opportunity Index? It was developed by the National Association of Home Builders and Wells Fargo to measure how affordable housing is around the country....

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  • Underwater Homes Down

    Underwater Homes Down

    by Cory Boatright on Aug 27 2010

    Two quarters in a row the number of homeowners classified as “underwater” has declined. That means that “only” 11 million homeowners owe more than their homes are worth. (In case...

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  • Mortgage Defaults – First or Second?

    Mortgage Defaults – First or Second?

    by Cory Boatright on Aug 26 2010

    It seems some numbers are up while some numbers are down. That seems to be the norm in this crazy economy. If you look at things one way the glass...

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  • Home Sales Drop in July

    by Cory Boatright on Aug 25 2010

    Woah, harsh news being reported by the NAR. I know it’s hard to be the bearer of bad news, but I’m pretty sure we all want to take out our...

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  • HAMP’s Abysmal Failure

    HAMP’s Abysmal Failure

    by Cory Boatright on Aug 23 2010

    You know the government loves to dish out “I told you so” like it’s all they know how to say. You find a single company stepping out of line and...

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  • Delinquencies Down Again

    Delinquencies Down Again

    by Cory Boatright on Aug 18 2010

    Delinquency rates have fallen again for the second straight quarter. That means the number of people more than 60 days behind on their mortgage payments is less than it was...

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The Response To Freddie Mac – Instant Webinar Replay Access

The Response To Freddie Mac – Instant Webinar Replay Access

We had such a HUGE response to the webinar with Attorney Ron Ballard last night that we decided to give everyone a second chance to get in on the action. That’s right. You can watch a replay of the Webinar RIGHT NOW just by clicking below: http://www.shortsalefundamentals.com/pages/freddiemac In case any of you haven’t heard the...

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URGENT EMERGENCY NEWS!

EMERGENCY WEBINAR DISCUSSION: Due to the important nature and immense amount of “buzz” it’s created we will be hosting an emergency webinar discussion on Tuesday April 20TH at 7PM EST. This call will be packed, so we urge you to grab your spot now. Click here: https://www2.gotomeeting.com/register/615006378 We will have Attorney Ron Ballard as our...

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15-Year Mortgages

15-Year Mortgages

According to the latest report released by Freddie Mac (are they still in business??) over 95% of 4th quarter refinances last year were fixed-rate loans. This was true regardless of whether the initial loan had been an adjustable-rate mortgage. This makes sense considering the difference in interest rates between the two is narrowing and homeowners...

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Fannie and Freddie Are Shrinking

It seems the mortgage business might not get more complicated than the mess it already is. At least for a little while. In the latest directive from the supervisor in charge of Fannie and Freddie, they won’t be allowed to introduce new loan products into the market. This is in an effort to control the...

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Goodbye Mac and Mae

Goodbye Mac and Mae

Goodbye and good riddance says Rep. Barney Frank to Fannie Mae and Freddie Mac. In his opinion, both mortgage agencies need to be closed for good. Once that’s accomplished, the housing finance system can be rebuilt right. This is a pretty shocking turn of events in the unfolding housing program restructuring. Rather than fix issues...

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Who’s to blame?

No snowflake in an avalanche ever feels responsible. -Voltaire Wise words from a wise man. I think Voltaire touched on a very important point. In an avalanche, who’s to blame? Each snowflake can say about himself, “Look at me. I’m too small to do any damage. It’s not my fault.” And who’s really going to...

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Major Policy Change

Major Policy Change

Welcome to a new year friends. You may have decided to make some changes in your life, but don’t worry. The Federal government is right there with you making some big changes. Changes which may affect the housing market for years to come. Whereas before, the government had put a $200B cap on the amount...

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