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All the hassles and pains of doing a short sale . . . well, they still exist, unless you choose to use a professional. But at least as far as...
Remember when people told you that the recovery will see gains of 3 to 3.5 percent? That prices are going to look pretty good in the next couple of years?...
There are some new stats coming out about how we’re doing, but first, let’s dispense with some rumors. Our Congress has definitely not gone the way of Greece, our leaders...
Good old Florida is turning out to be pretty scrappy after all. Since being one of the hardest hit areas of the country by the “downturn” they were projected to...
There’s nothing quite like learning something new, even if it’s really absurd trivia. But hey, these are important fun facts that you can use in everyday conversation, or to open...
Your check may be in the mail. That’s right, not a Publisher’s Clearinghouse one, but free money is free money so don’t ask questions. Bank of America will be mailing...
I read an amazing article that captures an amazing message for people everywhere. A lot of life’s most important lessons are learned only while your living it so it’s a...
Here’s a comparison you don’t hear very often: the home-buyer tax credit versus European debt crisis, earthquakes in Japan, and debt ceilings. I just wouldn’t have put all those in...
We’ve reached that special month of May when the year turns serious and kicks into high gear. The weather is warmer (minus some freak NE cold spells), production is higher,...
February was a good month if you’re a house – your average value went up. It might just be a temporary thing but I say milk it for all it’s...
Fannie and Freddie have decided to get a little more serious in their efforts to avoid having to actually do anything. Yep, to skirt the issues of principal reductions and rate changes, meaning, anything that’ll cost them effort or money, they’ve decided to actually step up to bat with Short Sales. Now, don’t get me...
The debate on applying principal reductions to underwater homes is really starting to heat up. They’ve started throwing out terms like “moral hazard” and “shared appreciation” and other things that really don’t solve the issues. But at least they’re talking. Basically the only way such a program would be effective (notice I said effective, not...
At last – a ray of hope! A beacon shining through the mist of Washington chaos pointing a way towards a brighter future. Okay, so that intro was a little melodramatic, but sometimes it feels that way. And especially after all of the horrific revelations about Freddie Mac that came out recently, it’s unbelievable refreshing...
People are just continually shocked by the latest stories that come out regarding Freddie Mac. But the worst is only now being discovered. For years the company has been betting against the housing market and even fixing policies and programs to ensure that it fails. One of the ugliest tactics they’ve used is to make...
Freddie Mac has decided to extend the available forbearance periods for unemployed homeowners. Previously borrowers facing extended unemployment were only eligible for, at most, 6 months of reduced payments. And that required prior approval. Now, borrowers can receive up to 1 year of forbearance from mortgage payments. This could be extremely useful as delinquencies and...
Fannie Mae and Freddie Mac execs are officially on the chopping block. Their number is up. Their goose is cooked. Their … well, they’re in hot water is what I’m trying to say. Our usually oh so efficient government has no decided it’s the right time to charge 6 former execs from the two hallowed...
I think we all just got a backhanded slap from Washington. That means the gauntlet has been thrown down, the insult has been made, and we’ve been put in our place. Too bad we’re not going to sit back and take it. We’ll rise to the challenge. But I’m jumping ahead a bit here so...
Wow, I finally am reading about a government program I can at least a tiny bit get behind. I’m doing my best to sound appropriately enthusiastic without making you think I’m buying in to Washington hype. But for all the ridiculous schemes that lawmakers have thought up during this crisis they’ve all shot pretty wide...
Oh boy, you guys are going to love this. Remember all the outrage when private companies that got bailed out by the government started giving huge bonuses to their top executives – the same executives that caused the financial meltdown? Well, the sequel to that story is happening the right now. This time we’ll call...
So here I am skimming the real estate news as I always do and I read about how Freddie Mac is taking its largest hit in a year. And then I read about how the government is obligated to cover their losses. No news there. So I keep skimming and I read about how real...
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