Home appraisals are often the most stressful part of any home sale. You never know if your home is worth what you’re hoping to get for it. You never know...
Duck! Your bank is falling! A few years ago, that would have sounded as absurd as “The sky is falling!” But that was a few years ago and we live...
How long do you think it’ll be until demand for homes outstrips supply? Half a year? 1 year? If your friends have been telling you the recession is over, tell...
The evidence so far clearly shows that the surge in home sales in the first 2 quarters was completely due to the tax credit. So the slow down over the...
Have you heard of the Housing Opportunity Index? It was developed by the National Association of Home Builders and Wells Fargo to measure how affordable housing is around the country....
Two quarters in a row the number of homeowners classified as “underwater” has declined. That means that “only” 11 million homeowners owe more than their homes are worth. (In case...
It seems some numbers are up while some numbers are down. That seems to be the norm in this crazy economy. If you look at things one way the glass...
Woah, harsh news being reported by the NAR. I know it’s hard to be the bearer of bad news, but I’m pretty sure we all want to take out our...
You know the government loves to dish out “I told you so” like it’s all they know how to say. You find a single company stepping out of line and...
Delinquency rates have fallen again for the second straight quarter. That means the number of people more than 60 days behind on their mortgage payments is less than it was...
Trepp LLC has reported that the number of loan mods for commercial RE has gone up a lot this year. 2010 has more modifications so far than 2008 and 2009 combined. And we’re only half way through! This may turn out to be a semi-permanent solution to the foreclosure issue facing businesses, or it may...
Just take a wild guess how much foreclosed property US banks are holding right now? Come on, pick a big number. Ready? It’s $41.5 billion! Yep, that’s actually up 12.5% from the end of last year. It was “only” $36.9 billion back then. But don’t worry, these abandoned properties only represent 0.3% of what the...
There’s weird news coming out these days. Apparently lenders are repossesing record numbers of homes. But at the same time, they’re starting far fewer new proceedings against delinquencies. Weird, don’t you think? Most people think it’s just delaying the inevitable. I mean, most of those struggling homeowners have lost their jobs. And with unemployment unlikely...
A report was released recently outlining outlining the Bureau of Justice Assitance’s ideas for how to deal with the problems in the housing market. It’s not really meant for regular folks, just for government agencies and law enforcement. Basically, the whole point of the report was that everyone needs to work together to get through...
Two new studies that are beyond obvious and probably a waste of time, just came out. They say that record numbers of home owners are walking out on their mortgages even though they can still make payments. I just have one word for this: DUH! Yep, seems that confidence in a rise in home values...
Experts are predicting that the expiration of the first time homebuyer tax credit won’t affect sales. Apparently, people will buy even if they can’t get the tax break. It’s a bit bizarre. On the one hand, 90% of consumers surveyed said the tax credits have helped the market. But then 65% of them said the...
It seems like people are taking better care of their homes these days. If you can believe the numbers, previously-owned home sales rose higher than expected in March. After three straight months of drops this is a welcome relief to the National Association of Realtors (NAR). They’re even predicting a strong spring season coming up...
You know those banks that got bailed out last year? Of course you do. You remember, they took all your tax money and it seemed to disappear. Yeah, I see you nodding your head. You know the banks I’m talking about. Well, I’m no expert (not about banks anyway), but here’s what I thought the...
I don’t know if you caught the (non-real estate) news this weekend, but a rogue wave at a Calif. surfing competition got some spectators into the action. Apparently a 6-foot wave washed away a group of spectators leaving them bruised and battered. Well, if you’ve been a spectator all this time on the real estate...
Check out the image and find your state. (If you don’t know what your state looks like, ask a friend or go back to 7th grade geography.) Notice the interesting shades of green. (If you’re color blind, again, ask a friend or guess randomly.) Now this is a map of the severity of the foreclosure...
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